TAYLOR FINANCIAL
Commercial, Investment, Financial & Brokerage Services
By using a variety of funding sources and investment vehicles, Taylor Financial, LLC provides brokerage solutions for the many needs of real estate and business investments.
Investment Analysis
At Taylor Financial, LLC we can provide your property investment an edge through investment analysis. Our abilities allow us to provide you with a 10 year projected cash flow and a full report of the value of your investment. Going beyond more creative financial structures that builds upon the strengths of the asset. This analysis will similarly help provide a framework for underwriting around a property’s weakness.
Loan Placement
Taylor Financial provides capital solutions for all of your real estate through a wide variety of investment vehicles and funding sources. Life Companies, Financial Institutions, Portfolio Lenders, Private Placement, and Securitized Lenders.
Loan Due Diligence
Whether your business is looking to get started or it’s in need of some negotiation skills, you can rest assured that we’re going to help. We’re committed to providing you with top notch legal support and knowledge. We approach every client with a focus on integrity, advocacy, and understanding.
Lender Due Diligence
The underwriting department at Taylor Financial, LLC will expedite and assemble third party reports required as part of the loan process. We can provide direction for Level One Environmental Audits, Property Appraisals, Building Inspections & Mechanical Inspections. Upon completion we can work with the lender to overcome any issues raised during the inspections process.
ABOUT US
Our Mission
Taylor Financial, LLC provides a sophisticated and contemporary platform from which commercial clients can explore their financing solutions in detail. Taylor Financial, LLC brings its experience and thorough knowledge of the commercial financing industry to the forefront with a discipline and rigor that exposes the transaction to a myriad of financing solutions.
Core Values
Taylor Financial, LLC and its affiliates were founded to provide a modern and sophisticated approach to commercial financing and real estate services. The utmost detail and knowledge of the industry is required to navigate the complexities of any commercial transaction in order to obtain a successful conclusion. It then necessitates a moral and ethical value system, which ensures that every aspect of the transaction(s) is exposed, agreed upon, and fair to all involved parties.
Our Solutions
Explore Our Loan Types
Permanent Loans
A permanent loan is defined as a first mortgage on a commercial property that has some amortization and a term of at least five years. Most commercial permanent loans are amortized over 25 years. Permanent loans usually enjoy the lowest interest rates among the various types of commercial real estate loans.
Conduit Loans
A conduit loan – also known as a CMBS loan (Commercial Mortgage Backed Security) – is a type of commercial mortgage that is packaged into a pool with other similar type commercial loans and securitized and sold in the secondary market to institutional investors. This process is known as securitization. The loans in the pool are held in trust and serve as collateral for the mortgage backed security.
Forward Commitments
A Forward Commitment is a written agreement by a lender (usually a bank) to advance a loan on a future date at a specified interest rate. It automatically expires if not exercised by the potential borrower.
Bridge & Mezzanine Equity Financing
Bridge and Mezzanine Equity Financing is an interim financing option used to solidify your short-term position until a long-term financing option can be arranged.
Institutional & Investment Equity
Institutional and Investment Equity is when two or more parties set up a separate legal company to act as the vehicle for carrying out the project. Benefits include, risk diversification, financial leverage, capital redeployment, and knowledge sharing.
Acquisition Financing
Acquisition Financing are loans used to purchase assets that already exist such as real estate. One of the biggest benefits of a real estate acquisition loan is that it can help you secure the purchase of a property as soon as possible.
Construction Loans
A Construction Loan is a sum of money that is lent to a company that plans to construct a building and a business on a given site. Many companies that build strip malls, residential apartments and condos, and mixed-use buildings need to obtain a commercial construction loan to fund the project.
Commercial & INvestment Loans
We provide commercial and investment loan services for a wide variety of capital needs.
The Details
Loan Parameters
Loan Size:
$1,000,000 to $150,000,000
Interest Rate:
Determined by lending institution, property type, credit and financial index. Based on secure or unsecured instruments. Please call for a quote.
Locations:
Las Vegas, Nevada
Santa Barbara, California
Loan to Value:
Based on parameters up to 90% LTV and LTC
Property Types:
Office, Retail, Industrial/warehouse, Apartments, Medical, Congregate Care, Flex/R&D, Mini Storage, Hotel/Motel, Parking Garage, Credit Transactions, Mobile Home Park
Fee Structure:
Determined by loan size, valuation, client needs, creditor needs, current & market status.
All fees earned upon closing.
WHY CHOOSE US FOR
Real Estate Investment Capital
Taylor Financial, LLC is an independent mortgage broker that specializes in arranging long term commercial and real estate and investment services. Through wide variety of funding sources and investment vehicles Taylor Financial, LLC provide solutions for all types of real estate capital needs.
Owners, developers and investors turn to Taylor Financial, LLC to source financial capital for their investment needs. Taylor Financial, LLC also locates interim financing for new construction and transitional real estate projects.
The services provided by Taylor Financial, LLC go beyond finding the best lender for your situation. We facilitate the process by negotiating the terms, processing the appropriate paperwork, and closing the loan.
Team Members
Meet Our Skilled Team
John L. Carnesale
Co-Founder & CEO
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John Carnesale has immense experience in all facets of commercial financing. He has facilitated billions of dollars in transitions and continues to provide financial strategies and instruments nationwide to those who require financing for their unique real estate opportunities.
John’s wealth of knowledge is supplemented by his own real estate investments. He is a principle in various real estate ventures which focus on specialty medical developments including hospitals, long-term care, medical office and residential facilities throughout the Western United States. His extensive background in real estate finance and business was sparked when he began as a pension advisor governing investments within the real estate sectors nationwide.
Mr. Carnesale holds a Ph.D. in Organizational Leadership from The Chicago School of Professional Psychology, a Master of Business Administration degree (PKE MBA) from Pepperdine University, a Bachelor of Arts major in Economics, and ALPA minor from the University of Notre Dame, and an Associates of Arts degree from Holy Cross College, Notre Dame Indiana. Mr. Carnesale has held a position as a trustee for Holy Cross College Notre Dame, Indiana as well as contributes to several charitable institutions on an ongoing basis. For the past five years, Mr. Carnesale has held an adjunct professor position with Pepperdine University acting as a PKE Class Advisor.
Louis V. Carnesale
President
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Louis Carnesale is a principal with Taylor Financial, LLC. Though not a daily participant in the management and success of Taylor Financial, LLC he does oversee the position of the company in the global structure of all real estate assets belonging to Louis and John Carnesale.
Louis brings a myriad of real estate and financial expertise to the commercial development of multi-million-dollar projects. He and his brother formed Real Estate Advisors, LLC which grew into several property developments, construction, underground utility, real estate, and mortgage brokerage companies. Throughout Louis has had a clear direction for each company and involvement in the synergy between all in the efforts to purchase, rehab, tenant, and manage various buildings and facilities in the western region of the United States. He has established relationships locally, nationally, and internationally in all facets of real estate and continues to use those important sources for his enduring success.
His accomplishments are pinned to a foundation of quality education with degrees from Holy Cross College and Notre Dame. In addition, he has a Juris Doctorate from the Southern California Institute of Law and completed the Owner President Management Program at Harvard University. Currently, he is finishing his Masters in International Law at UC Davis. His professional licenses are numerous ranging from Cal OSHA certifications to Class A&B Engineering licenses.
Barry Lindemann
Asset Manager Qualified Employee
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Barry has over 33 years of experience in business budgeting, management, and financing. He started in the corporate world working for the Tribune Company while based in Denver, then moved to Starz/Encore Cable, and lastly, he settled in Las Vegas where he has been with Taylor Financial, LLC and its affiliates for the last 24 years.
He not only protects and manages hundreds of millions of dollars in real estate assets, he also structures financing for 3rd party commercial real estate clients utilizing traditional and nontraditional lenders. He is an executive and Qualified Employee with Taylor Financial, LLC where he has overseen the company’s perfect score rating by the Mortgage Lending Division of the State of Nevada for the last fifteen years.
Barry has a Bachelor of Science from Saint John’s University (Minnesota), and an MBA from Pepperdine University’s Graziadio School of Business Management. He is a published author, avid boater, and dabbles in state politics when time allows.